It’s time for everyone to access the financial sector.

Financial inclusion is a major challenge in China, and Du Xiaoman has a long history of working to create solutions. Du Xiaoman, the Baidu spinoff, will focus on artificial intelligence, develop new financial-technology platforms and to expand the unit’s presence in China’s financial ecosystem.

They have pledged to add more than 10 million new users by 2020. Du Xiaoman's ability to reach millions of unbanked users offers a tremendous opportunity for impact by bringing them into the formal banking sector, and that impact is expected toincrease as the company grows.